What's New in the Calculator

New Results Experience

Redesigned Results Dashboard

Your retirement projection now shows a clear headline verdict, actionable insight cards, and detailed data in a clean three-tier layout. Instantly understand what your numbers mean without digging through tables.

Year-by-Year Audit Trail

A detailed breakdown for every year of your retirement showing exactly how each account grows, what you contribute, and where withdrawals come from. Includes a 47-term financial glossary so every label is clear.

Per-Account Growth & Contributions

See growth and contributions broken down by account — RRSP, TFSA, FHSA, Cash, Workplace Pension, LIF — for every year of your plan.

Income Safety Margin

Now clearly labeled 'Income Safety Margin' everywhere — your projected income buffer against unexpected expenses.

Budget Planning

Detailed Budget Builder

Plan your spending across three life phases: pre-retirement, transition, and retirement. Toggle each phase on or off depending on your planning needs.

Budget Excel Export

Export your detailed phase-by-phase budget to Excel for further planning offline.

Easier Data Entry

Guided Data Gathering Checklist

A checklist shows you exactly what information to collect before starting. Items auto-check as you fill in the form, with impact badges (High / Medium / Low) so you focus on what moves the needle.

Progress Indicators

Green checkmarks appear on tabs as you complete them. A banner lets you know when you've entered enough data to calculate.

Smart Defaults

Form fields show example values as hints (e.g., 'e.g., $65,000') instead of pre-filled numbers. A 'Clear All Fields' button lets you start fresh.

Tooltips on Every Button

Hover over any button or control to see a short explanation. No more guessing what something does.

Streamlined Navigation

Simpler 5-Step Workflow

The workflow was reduced from 7 steps to 5: Prepare → Define → Results → Export → Next Steps. Scenarios are now managed from a compact toolbar instead of a separate step.

Horizontal Tab Layout with Inline Checklist

The Define step now uses horizontal tabs with a left-column checklist that tracks your progress as you go.

Collapsible Sections

Collapse sections you've already filled out to stay focused on what remains.

Context Bar

A persistent bottom bar shows your active section and budget group labels at a glance.

Sticky Section Headers

Section labels and Person A headers stay visible as you scroll.

Single/Couple Mode Awareness

Couple-only fields (GIS, survivor budget) automatically hide when you're planning for one person.

Better Reports

Enhanced PDF and Excel Reports

Exports now include richer detail, improved formatting, and the new budget breakdown data.

Language

Improved French Translations

Multiple rounds of translation improvements across all calculator templates, tooltips, exports, results, budget builder, and help documentation.